Financial Aid

Federal - Veterans Education and Training Benefit
The Education and Training Benefit helps you achieve your education and career goals. You may be eligible to receive up to $80,000 in funding. Veterans will not be limited to formal post-secondary training. The benefit may also be used for career or personal development courses that give Veterans purpose and help them feel satisfied with their main post-military job or activity. For more information, visit the following website: http://www.veterans.gc.ca/eng/services/transition/education-training-benefit .

Federal - Canada Apprentice Loan
You can apply for up to $4,000 in interest-free loans per period of technical training. The money will be available to you to help pay for tuition, tools, equipment and living expenses, to cover forgone wages.

Federal - Apprenticeship Incentive Grant (AIG)
This is a taxable cash grant (maximum $2,000) for any one of the Red Seal trades, with $1,000 after completion of first year and another $1,000 after completion of the second year.

Federal - Apprenticeship Completion Grant (ACG)
This is a taxable cash grant (maximum $2,000) for any one of the Red Seal trades, awarded upon obtaining Journeyperson status.

Federal - Apprenticeship Job Creation Tax Credit (AJCTC)
Non-refundable tax credit for a maximum of $2,000/year for employers hiring apprentices in their first 2 years of their apprenticeship in a Red Seal trade.

Federal - Apprenticeship Incentive Grant for Women
The Apprenticeship Incentive Grant for Women (AIG-W) helps you pay for expenses while you train as an apprentice in a Designated Red Seal Trade where women are underrepresented.

Federal - Deductions for tools (tradespersons)
Provides for an annual deduction of a maximum of $500 for tradesperson's tools.

British Columbia - Provincial Basic Tax Credit
Provides for up to a maximum of $2,000 ($3,000 for First Nations) in refundable tax credits for non-Red Seal trades after successful completion of 1st and 2nd year of their apprenticeship.

British Columbia - Provincial Completion Tax Credit
Provides for up to a maximum of $2,500 ($3,750 for First Nations) in refundable tax credits for both Red Seal & non-Red Seal trades upon obtaining Journeyperson status.

Alberta - Provincial Pre-Apprenticeship Scholarships
Up to 11 annual scholarships of $1,000 each for eligible individuals in a pre-apprenticeship program as incentive to continue.

Alberta - Provincial Apprenticeship & Industry Training (AIT) Scholarship
Up to 370 annual scholarships of $1,000 each for registered apprentices who've completed a required level of technical training.

Alberta - Provincial World Skills Legacy Scholarship
Three scholarships  awarded for apprentices participating in provincial, national and international skills competitions.

Saskatchewan - SATCC Apprenticeship Awards
Varies annually, but includes a large number of different awards for apprentices as seen in 2013 at: http://www.saskapprenticeship.ca/wp-content/uploads/2012/10/program_www.pdf
 
Saskatchewan - Provincial Graduate Retention Program (GRP)
Provides a refund of up to $20,000 for tuition fees for newly qualified Journeypersons living in Saskatchewan.

Manitoba - Provincial Final-Year Apprenticeship Bursary
Up to 50 bursaries of $1,000 each for apprentices in final year of training.

Manitoba - Provincial Tradesperson's Tools Deduction
Provides employed tradespersons with an annual $500 deduction to cover cost of new tools necessary for their trade.

Manitoba - Provincial Apprenticeship Endowment Fund Bursary
Awarded annually (amount depends on how many selected) to prospective or current apprentices with financial need in a designated trade.

Manitoba - Provincial Tim McLean Memorial Bursary
Awarded annually (amount depends on how many selected) to prospective or current Aboriginal apprentices with financial need in a designated trade.

Ontario - Financial Incentives for Apprentices
Ontario - Apprenticeship Training Tax Credit
The apprenticeship training tax credit is a refundable tax credit. It is available to employers who hire and train apprentices in certain skilled trades during the first 36 months of an apprenticeship program. The tax credit is based on salaries and wages paid to an apprentice. Qualifying businesses can claim 25 per cent of eligible expenditures (30 per cent for small businesses).The maximum credit for each apprenticeship is $5,000 per year. The maximum credit over the first 36-month period of the apprenticeship is $15,000.(OYAP).

Ontario - Skilled Trades Ontario -- Canadian Armed Forces Fee Exemptions
If you have a Canadian Forces Certificate of Military Achievement with a Qualification Level 5 (QL5) or Developmental Period 2 (DP2) rating in one of nine eligible military trades, you can apply to have it matched to a civilian trade through a streamlined Trade Equivalency Assessment – you will not need to provide detailed evidence of on-the-job experience and trade skills or references. When Skilled Trades Ontario has verified your qualifications, you will be approved to challenge the certifying exam to obtain a Certificate of Qualification.

Additionally, to support veterans in their transition from military to civilian life, Skilled Trades Ontario provides an exemption from assessment fees. To apply, complete the Canadian Forces Veteran/Reservist Fee Exemption Application Form and submit it with your application. Canadian Forces Veteran/Reservist Fee Exemption Application Form .

Nova Scotia - Provincial Apprentice Progression Award
A taxable award of $750 for all designated trades upon completion of required training levels.

Apprenticeship Completion Grant (ACG)
A $2000 taxable Apprenticeship Completion Grant for apprentices in Red Seal trades.

Nova Scotia - Provincial Apprenticeship Completion Award
A $2,000 award only for non-Red Seal trades, and only upon obtaining a Certificate of Apprenticeship.

Newfoundland - Provincial Apprenticeship Wage Subsidy
A provincial incentive of up to $14/hour to employers to offset salary costs of hiring apprentices.

The J. Russell St. Eloi Scholarship
A $1,000 scholarship for UA apprenticeships in the piping trades, with a new category specifically for CF veterans.

Women In Trades Award/Bursaries Program
The Women In Trades Awards/Bursaries Program was created to recognize women who are members of the Canadian Building Trades, and to bring awareness of employment opportunities for women in the skilled trades. This annual award/bursaries program provides 3 recipients each with $1,500, for a total of $4,500 in awards.

Canadian Association of Women In Trades
Recipients have the opportunity to be awarded bursaries between $1,000 and $2,000.

Coalition of Black Trade Unionists ( CBTU Ontario)
The Coalition of Black Trade Unionists (Ontario), Canada is an affiliated Chapter of the Coalition of Black Trade Unionists (International) (“Ontario Chapter”). The Ontario Chapter consists of members from International and National unions residing predominately in Ontario but also in Quebec and across the country.

Support Ontario Youth Scholarships
Our goal is to modernize the apprenticeship pathway by becoming a complete and transparent resource for those looking to enter the skills trade.

UA Local 170 Scholarships
A list of available scholarships for UA apprenticeships in the piping trades.

TransCanada Community Leaders Scholarship
A $1000 scholarship awarded annually to up to 100 apprentices. Apply between 15 January and 15 April.